All foreclosures listed on this update are properties that have been foreclosed upon and have now been made available for sale, to the public, by the lender. The lender has done a market evaluation to determine asking price which is unrelated to the amount of the old loan. Because lenders prefer to dispose of foreclosed properties as quickly as possible, they are usually priced below market.
The condition of these homes range from excellent to poor. The condition of the home is almost always reflected in the price and is sold in "as is" condition most of the time.
New financing is required, usually with a minimum of 3.5% down. Most sellers will pay some of the buyers closing costs. Investor financing is also available, usually with a minimum of 20% down.
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